Risk Disclaimers

The chartstrackr service (hereinafter "the Service") is an educational tool and a trading journal intended for individuals who wish to track, analyze and improve their practice of financial markets.

By using the Service, you acknowledge that you have read, understood and accepted all the disclaimers and risk statements set out below. If you do not agree with these conditions, you must not use the Service.

chartstrackr is NOT:

• a financial investment advisor (CIF)
• a broker or stock market intermediary
• an investment services provider (ISP) within the meaning of MiFID II
• a company regulated by the AMF (France), the FCA (UK), the SEC (USA), the SCA or the FSRA (United Arab Emirates), or any other financial authority

chartstrackr does not provide any recommendation to buy or sell, nor personalized advice, nor an investment strategy tailored to your profile. All content (courses, tools, statistics, analyses) is provided purely for informational and educational purposes.

Trading on financial markets involves a substantial risk of capital loss, potentially up to a total loss, or even beyond the capital invested when using leveraged instruments.

Before starting to trade, you must carefully assess:

• your investment objectives and risk tolerance
• your level of experience and market knowledge
• your financial situation (you should only invest what you can afford to lose entirely)
• the tax rules applicable in your country of residence

If you have any doubt, you must consult an independent, regulated financial advisor before making any investment decision.

Past performance is never indicative of future results. No trading result displayed in the Service (journal, backtest statistics, educational examples, screenshots, testimonials) constitutes a guarantee or projection of future returns.

Any statistical indicator (win rate, R multiple, P&L, drawdown, expectancy, Sharpe ratio) calculated by chartstrackr exclusively reflects the data entered by the user themselves and does not constitute a prediction of their future gains.

The chartstrackr backtesting tool allows users to retrospectively document their setups and strategies. Backtest results have important structural limitations:

• Hindsight bias: knowing the past outcome influences the identification of setups
• Overfitting: a strategy may appear profitable in the past without being so in the future
• Non-replicable market conditions: volatility, liquidity and market regimes change over time
• Absence of real frictions: slippage, spreads, commissions, latency, emotions, real position sizing

A profitable backtest in no way guarantees that a strategy will be profitable under real conditions. It is a learning and documentation tool, not proof of profitability.

The training modules offered by chartstrackr (trading basics, risk management, psychology, prop firms, etc.) are strictly educational. They describe concepts and methods without constituting:

• a recommendation to use a particular strategy
• a guarantee of profit or success
• a substitute for an accredited financial markets education

Each market presents its own risks. The list below is not exhaustive:

• Futures: high leverage, margin calls, expirations, gap risk, possible loss exceeding initial capital.
• Forex: market open 24h/5d, leverage often >1:30 with non-EU brokers, exposure to macro announcements and central bank decisions.
• CFDs: leveraged derivative products, prohibited or restricted in several jurisdictions (notably the USA). Approximately 70 to 85% of retail CFD accounts lose money according to public statistics from EU brokers.
• Crypto-assets: extreme volatility, unregulated or lightly regulated markets, risk of hacks, platform failures and total loss.
• Stocks: market risk, sector risk, issuer risk, possible total loss in case of bankruptcy.
• Options: complex products with non-linear leverage, risk of total loss of the premium and, for sold positions, unlimited loss risk.

Prop firms (FTMO, MyForexFunds, Whales Capital, etc.) offer paid challenges granting access to a "funded" account subject to strict rules. The main risks:

• Loss of challenge fees in case of failure, with no recourse
• Drastic rules (daily drawdown, total drawdown, prohibited news trading, minimum/maximum lot size) whose violation results in immediate loss of the account
• Risk of the prop firm itself failing (non-payment of profits, abrupt closure, contractual disputes)
• No regulatory guarantee on funds paid to the prop firm

Before purchasing a prop firm challenge, you must verify the company's reputation, the clarity of its contract, and accept the risk of total loss of the fees paid.

Leverage amplifies both gains and losses. A leverage of 1:100 means that a 1% change in the underlying results in a 100% change in your exposed capital. At this level of leverage, an unfavorable 1% move can completely wipe out your account.

chartstrackr includes a position sizing calculator to help you size your trades correctly. Using this tool in no way eliminates the intrinsic risk of leveraged trading.

chartstrackr may display affiliate links to partner brokers or prop firms. These partnerships may generate a commission for chartstrackr when a user signs up with a partner via a link from the Service.

This compensation in no way constitutes an expert opinion on the reliability or quality of the partner. You are solely responsible for the due diligence to be carried out before opening an account with a broker or prop firm, and solely responsible for the funds you deposit there.

chartstrackr cannot be held responsible for the acts, failures, bankruptcies, fraud or disputes involving a third-party broker or prop firm, including among its partners.

Trading is not suitable for all investor profiles. It is particularly inadvisable if:

• you cannot afford to lose the entire capital committed
• your investment horizon is short (need for immediate liquidity)
• you do not have time to seriously educate yourself and monitor your positions
• you are in a situation of psychological or financial vulnerability (debt, gambling addiction)
• you are a minor (the Service is reserved for adults)

The gains and losses generated by your trading activity may have tax consequences in your country of residence (income tax, social security contributions, transaction tax, foreign account reporting, etc.).

chartstrackr provides no tax advice. You are solely responsible for reporting your transactions to your tax authority. If in doubt, consult an independent accountant or tax lawyer.

chartstrackr is published by VLD SERVICES F.Z.E., a company under UAE law (license no. 38251, Ajman Free Zone, United Arab Emirates), whose main activity is software publishing.

chartstrackr is not authorized as an investment services provider by the financial authorities of the United Arab Emirates (SCA, FSRA), the European Union (ESMA, AMF, BaFin, etc.), the United Kingdom (FCA), the United States (SEC, CFTC), or any other jurisdiction. The Service is marketed as an educational software tool, outside the scope of MiFID II and other financial regulations.

Although the Service is accessible from most countries, certain features (particularly links to partner brokers or prop firms) may not be available or permitted in your jurisdiction.

It is your responsibility to check the legality of trading the financial instruments referred to in the Service in your country of residence before subscribing to chartstrackr.

The user is solely and entirely responsible for their trading decisions, capital management, choice of broker / prop firm, taxation, and the positive or negative consequences thereof.

Use of the Service implies full and unconditional acceptance of the risk of financial loss. chartstrackr can in no event be held liable for losses incurred by the user in connection with their trading activities, whether capital losses, loss of profit, or any other direct or indirect consequence.

To the fullest extent permitted by applicable law, chartstrackr's liability towards the user is capped at the amount paid by the user to the Service over the 12 months preceding the triggering event, and can in no case cover trading losses, loss of profit, or indirect damages.

chartstrackr reserves the right to modify these disclaimers at any time in order to adapt them to changes in the Service, regulations or market practices. The last update date appears at the top of this document.

Continued use of the Service after modification constitutes acceptance of the new disclaimers.

For any questions regarding these disclaimers and risk statements: contact@chartstrackr.com